The Affordable Care Act and You: March 31st, and possible extensions

The Affordable Care Act signup period officially ended March 31, 2014.  There has been much discussion regarding the extension of this date and a lot of confusion as well.  Today, we take a look at the extension process, who is eligible and how a person receives an extension.

Who is eligible for an extension?

Anyone who started to enroll before the deadline, but didn’t finish the process will automatically qualify for the extension.

What about paper applications?

Paper applications will be accepted through April 7th 2014.  So if you did not start the process on Healthcare.gov, complete and send in the paper application as soon as possible.

What if I am an “unresolved case” after applying on the Healthcare.gov website?

There is no time limit.  If you are already in the “unresolved cases” queue, once your situation is resolved you will be enrolled, there is no end date for this to happen…yet.

What is a “special enrollment period” and how do I or my employees qualify?

Extensions through a “special enrollment period” are being granted for hardship reasons including: natural disasters, domestic abuse/violence, website malfunctions, insurance company errors, and mistakes by insurance counselors.To be considered for a special enrollment period, contact the Federal call center at 1-855-889-4325 or the appropriate state marketplace and explain your situation.  Special Extensions are granted on the honor system.  If your extension is granted, you or your employee(s) have another 60 days to enroll.

As with anything related to the Affordable Care Act, the information provided here is accurate as of March 31, 2014 and subject to change if the extension process or dates is modified after the March 31, 2014 date.

Please contact BCN Services if you have additional questions or would like to learn how we can eliminate the headaches and hassles of dealing with the ever-changing health care landscape.

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